Loan Against Property

Loan against property (LAP) is also known as 'Home Equity Loans' and is basically a kind of loan against the security of one's property. LAP is designed to meet the financial needs of a person who already owns a house, which is free from any encumbrance (i.e. it is not given as security for any purpose).

Residential Property.

Comercial property like office, shops, hotel etc.

Loan against Residential & commercial plot.

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Loan Against Property - Advantages

Loan amount:

You can avail Loans ranging from Rs. 5 Lakhs to Rs. 5 Crores.

Acceptable Property Collaterals:

Pre owned Residential, Commercial, alternate properties (schools, hotels, hospitals, residential plots and industrial property) and loans for purchase of commercial properties.

Flexible Tenure:

You can repay your loan over a period of 12 months to 180 months.

Easy Repayment:

You can repay your loan easily through ECS or even post-dated cheques.

Quick and Easy Processing:

With quick online application and minimal paperwork, our representatives can process your loan in no time.

Floating and fixed interest Rates:

Our Loans against Property come with attractive interest rates.

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Document Requirment

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Document Required for Salaried

Pan Card
Aadhar card
Existing Residence Proof
Form-16 of two financial years
Latest 4 months salary slip
Six months bank statement of salary account (In case of existing loans 1 year Bank statement required)
Loan Statement with Saction letter of existing loans
In case of non-income Co-applicant : KYC Required.
In case of Income co-applicant : all documents requirement will be same as applicant

Self Employed Professional

Degree & Registration
Pan Card
Aadhar Card
Residence Proof
Office Address proof of FIRM (Gumastha/latest Telephone Bill/ GST Registration)
3 year Income Tax return with Computation of Income and Audit reports (In caseof Non- Audit firm: CA certificate Balance sheet and profit and loss account required.)
Six months Bank statement of all bank statements mention in balance sheet with saving accounts
Loans statements of existing loans with sanction letters.

Businessman

Pan Card
Aadhar Card
Residence Proof
Office Address proof of FIRM (Gumastha/latest Telephone Bill/ GST Registration)
3 year Income Tax return with Computation of Income and Audit reports (In caseof Non- Audit firm: CA certificate Balance sheet and profit and loss account required.)
Six months Bank statement of all bank statements mention in balance sheet with saving accounts
Loans statements of existing loans with sanction letters.

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