PNI - Home Loan (Get Sanction Home loan Before Finalizing the property)Our goal at Loan Shoppe is to provide access to personal loans and education loan, car loan, home loan at insight competitive interest rates. We are the DSA (Direct Sales Associative) Loan provider.
A pre-approved home loan is an in-principal approval for a loan given on the basis of your income, creditworthiness and financial position. Generally, pre-approved loans are taken prior to property selection. Some lenders also provide the facility to get an instant e-approval by allowing you to make an online application for the home loan.
A pre-approved loan offer is valid for a limited period (usually six months). You have to finalize the property within the validity period failing which you will have to get your loan application reappraised at a nominal cost by providing your latest income documents to the lender.
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